What is Royalty Advance Funding?
Do you only work with music royalty earners?
How fast can I get cash?
Does my advance have to be completely paid off in order to get another?
Do I need to have good credit?
Do I need to live in the United States?
Do I lose ownership of my works?
What if I want more cash than an advance can give me?
Can I get a referral fee?
Can I pay down my loan at any time WITHOUT any pre-payment penalties?
Does it cost anything to apply?
Is Royalty Advance Funding different from a bank?

What is Royalty Advance Funding?
Royalty Advance Funding is a finance company founded in 1988 to help royalty earners get their cash now. We advance money to and purchase royalties from royalty earners. Most of our clients are in music--either as songwriters, composers, music publishers, producers, or as their successors.

Do you only work with music royalty earners?
No. We can provide funding to earners of other types of royalty streams as well. Please feel free to contact us for more information.

How fast can I get cash?
Funding is fast and easy--cash advances usually take about one week. We are known for providing the most reliable and expedient services to our clients.

Does my advance have to be completely paid off before I can get another advance?
No. Depending on your royalty income, you can request more advances at any time.

Do I need to have good credit?
No. We have funded many royalty earners with low or even no credit. Everyone is welcome to apply regardless of his/her credit history.

Do I need to live in the United States?
No. We work with royalty earners not only in the US; but also in Europe, Latin America, and elsewhere.

Do I lose ownership of my works?
If you want to keep complete ownership of your royalties, you should request a cash advance. Your royalties will be only temporarily assigned to us until your advances have been paid back.

What if I want more cash than an advance can give me?
You can get more cash than an advance by selling your royalties. If you would like to "cash out," then please contact us. We will evaluate your request, and offer you a large, upfront cash payment.

Can I get a referral fee?
We greatly appreciate any opportunity to meet and work with new clients. We offer a referral fee to anyone who refers to us a new client. Please Contact Us or visit our Referral Program page to learn how.

Can I pay down my loan at any time WITHOUT any pre-payment penalties?
Yes. You may pay off your loan completely or partially at any time WITHOUT any prepayment penalty.

Does it cost anything to apply?
Applying to Royalty Advance Funding is absolutely free. We welcome all calls and inquiries.

Is Royalty Advance Funding different from a bank?
We provide much more flexibility, understanding, and speed than a bank. There are minimal credit requirements; we ask only for your most basic information; and we get you money fast. We also offer much more personal service. We get to know each client well, and we treat each client with respect and care. We try our best to help each client with his/her individual needs. We are a lender under the California Finance Lender Law with license #6031712.